Refund Transfer Programs

Built for Your Tax Office

Three Programs,

Your Choice:

Option 1


ü Offers a no cost option ü Cost savings for your customers + Up to $1,200 Taxpayer Loan optional add on


Option 2


ü Rebates up to $25 per product ü No volume requirement + Up to $1,200 Taxpayer Loan optional add on


Option 3


ü Loans up to $1,200 for the taxpayer ü No cost to you or the taxpayer + Over 80% approval rating during last tax season


Pre-Season Loans & Fee Advance


Taxpayer refund advances

up to $1,200

ü Available with all EPS Tax programs ü No cost to the taxpayer ü No cost to the tax preparer with e-Advance program ü Fully integrated for 2017 ü Have the advance loan loaded to a paper check or prepaid card ü One check stock for 2017 ü Three tier program: $500, $800, or $1,200

Marketing Materials


We provide you and your office with a variety of marketing materials, including posters, outdoor banners, and brochures.

Credit card processing

built for the tax professional

Rates starting at 1.74%

ü No monthly fee outside of tax season ü Year-round processing ü No long-term commitment ü No cancellation fee

Software Partners:

All other Software:

Valuable EPS Partners:

Enjoy discounts and member benefits just for partnering with EPS.

© 2017 EPS Financial, a division of MetaBank®. All rights reserved.

Tax refund and e-filing are required in order to receive EPS Tax bank product.  Bank fees apply.  Product terms and conditions are subject to change without notice.  Program availability varies by software and state. State of Illinois: e-Bonus program only, no rebate available.


E1 Visa Prepaid Card is issued by First Century Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and administered by EPS Financial, a division of MetaBank, and may be used everywhere Visa debit cards are accepted.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.


The EPS Tax Refund Advance is an optional tax-refund related loan provided through MetaBank® (it is not the actual tax refund) at participating locations.  The amount of the advance will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer.  Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $500, $800, or $1,200.  Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards. IRS delays may affect the delivery timing of loan proceeds.


e-Bonus Terms: EPS will pay a $12 rebate for each funded check , direct deposit, and Direct2Cash disbursement and $25 for each card disbursement.  Funding is defined as any taxpayer return funded by IRS or state that covers the entire e-Bonus product price of $35 (account set up fee) and was funded between the start of eFile and April 30, 2017.  The rebate will be sent to the ERO via ACH between May 15-30, 2017. EPS reserves the right to withhold any rebate funding if the ERO owes EPS money from duplicate checks, fraud or other issues.  If the ERO office is in a declined status due to fraud on or before April 30, 2017, EPS reserves the right to withhold any rebate payments.  Rebate, product, and terms are subject to change.