NO COST TAXPAYER ADVANCE REFUND TRANSFER PROGRAM
No in-season ERO marketing fees
No cost to your tax office
$0 ERO MARKETING FEE2
Looking to give clients who need money now access to a Taxpayer Refund Advance Loan without having to pay a marketing fee during tax season? e-Advance is for you! With e-Advance, clients could receive loans between $250 and $7,000 depending on their expected refund.
$39.95 REFUND TRANSFER FEE
Taxpayer Advance Loans
We’ve originated over $1 billion in taxpayer advances! e-Advance gives clients a no cost loan option while eliminating in-season ERO marketing fees. This is a smart way to help clients pay expenses and meet financial obligations so they don’t have to wait for their refund to become available.1
- No-cost Advance Loans of $250, $500, and $1000
- 36% APR on loans between $1,250 and $7,000
- High approval rates
- Pre-acknowledgement loans available Jan. 2
BENEFITS OF E-ADVANCE
- No ERO In-Season Marketing Fee
- No Cost Taxpayer Advance Loan Options
- Clients could get same-day access to loan proceeds when disbursed to a prepaid card.
- Give Clients What They Want
(Pre Acknowledgement fee2 applies)
CLIENTS CHOOSE HOW THEY WANT TO RECEIVE THEIR FUNDS
The FasterMoney® Visa® Prepaid Card is a great option for clients who don’t have a traditional bank account. A printed check from your office allows clients access to their money as soon as they cash it. Direct deposit is an easy and convenient way for a client to receive their refund as soon as it’s available.
Prepaid Card
Printed Check
Direct Deposit
Credit and Debit Card Processing
Give clients another way to pay your tax prep fee!
Add the e-Pay program, developed specifically for tax offices.
At EPS, We’ve Made It Our Business to Help Your Business.
EPS President, Clark Gill
1. The Refund Advance is an optional tax-refund related loan provided by Pathward, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $250 (where available), $500, $1,000, 25%, 50%, or 75% of your expected tax refund up to $7,000, with interest-based applicants receiving an average of $2,003.41; $7,000 available only to well-qualified applicants with a minimum expected tax refund of $9,569. Underwriting standards subject to change. When calculating the amount of your loan, the amount of your “expected” tax refund may be affected by any refundable tax credits and fees. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed over 31-day term, total amount payable in a single payment is $2,576.44 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.
2. Pre-Acknowledgement Loans (approved prior to IRS Acknowledgement) have a $75 Marketing Fee.
3. A marketing fee of $34.95 applies for every approved In-Season advance with e-Collect and e-Bonus programs or loans without a refund transfer. $0 marketing fees require e-Advance program or use of the FasterMoney® Visa® Prepaid Card for disbursement with e-Collect and e-Bonus.